Tiglion Travel Online TravelSafe Travel Insurance Coverage Page

~~~~~~~~~~~~~~ TravelSafe Plus Insurance Brochure ~~~~~~~~~~~~~~
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited

SCHEDULE OF BENEFITS		COVERAGE	Maximum Limit (HK$)
			SUPER DIAMOND	SUPER GOLD	CHINA
			Worldwide and China		China Only
(1)	Medical Expenses	The cost of qualified medical treatment, surgery and hospitalization arising from sickness or accidental injury. (Hospital room & board benefit is limited to HK$3,000 per day)	1,000,000	300,000	250,000
	Follow-up Expenses	Medical expenses reasonably incurred within 90 days after the return to Hong Kong.	100,000	80,000	50,000
		For bone-setting & acupuncture treatment arising from accidental injury. (Maximum limit per visit per day shall be HK$200)	5,000	3,000	2,000
(2)	Overseas Hospital Cash Allowance	HK$500 per each complete day of the Insured Person's hospital confinement.	10,000	5,000	Not Applicable
(3)	24-Hour Worldwide Emergency Aid
	Emergency Evacuation ¹	Evacuation to the nearest facility capable of providing adequate medical care.	Unlimited	Unlimited	Unlimited
	Repatriation ¹	Repatriation to the Place of Origin with the physician's recommendation.	Unlimited	Unlimited	Unlimited
	Hospital Deposits Guarantee ¹	Guarantee required hospital admittance fees.	40,000	40,000	40,000
	Additional Costs of Travel and Accommodation	For returning the Insured Person to the Place of Origin and the additional accommodation costs for ONE insured travelling companion due to serious medical condition of the Insured Person.	40,000	15,000	15,000
	Family Member Visit	For up to 2 immediate family members who incur reasonable additional accommodation and travelling expenses to take care of the Insured Person who is hospitalised for more than 3 days or passed away abroad.	40,000	15,000	15,000
	Return of Insured Children	Reasonable additional accommodation and travelling expenses for unattended insured children (aged below 18) return to the Place of Origin.	40,000	15,000	15,000
	Repatriation of Mortal Remains¹	Repatriation of the mortal remains to the Place of Origin.	Unlimited	Unlimited	Unlimited
	Burial and Funeral	Cost of necessary formalities, burial and funeral expenses.	20,000	10,000	10,000
	Referral Services		Such as legal assistance, interpreter, replacement of lost travel document or air-ticket, etc.
(4)	Personal Accident²	Accidental Death / Permanent Total Disablement (including Terrorism Coverage)	600,000	300,000	300,000
	Travelling on board a Public Conveyance³	Personal Accident benefits will be doubled if the Insured Person is travelling as a fare paying passenger on board a public conveyance or a coach being arranged by travel agency.	1,200,000	600,000	600,000
(5)	Major Burns	For Third Degree Burns with burnt areas equal to or greater than 5% of the total body surface area.	200,000	100,000	100,000
(6)	Cancellation Charges	Irrecoverable prepaid tour cost and airfares in the event of death, serious sickness or injury of the Insured Person, immediate family members, or an insured travelling companion or close business partner, fire or flooding damage to the Insured Person's home in Hong Kong within 10 days from the departure date, etc.	30,000	5,000	3,000
(7)	Curtailment of Trip	Irrecoverable unused portion of prepaid travel fare or accommodation deposit and the additional public transportation expenses returning to the Place of Origin as a direct result of death, serious injury / sickness of the Insured Person, immediate family members or an insured travelling companion or close business partner; hijack; natural disaster at the planned destination which prevent the Insured Person from continuing with the Journey.	30,000	5,000	3,000
(8)	Travel Delay	The delay of scheduled public conveyance over 6 consecutive hours due to adverse weather conditions, natural disaster, act of terrorism, industrial action, hijack, technical or other mechanical breakdown of public conveyance, the Insured Person can claim either
		Additional Public Conveyance Expenses OR	10,000	2,500	Not Applicable
		Cash Allowance-HK$250 for each full 6-hour delay.	1,000	500	250
(9)	Baggage Delay	Cash allowance for at least 6-hour deprivation of baggage from the time of arrival at destination abroad due to delay or misdirection in the delivery.	1,000	500	250
(10)	Baggage	Loss, physical breakage or damage directly resulting from theft, robbery, burglary or accident of the Insured Person's property.	20,000	5,000	3,000
			20,000	5,000	3,000
		(Maximum limit for any one article or pair or set of articles)	3,000	2,000	1,000
(11)	Loss of Travel Documents	Cost of obtaining replacements of travel documents and tickets, additional transportation and accommodation expenses incurred to obtain such replacement arising from theft, robbery, burglary or accidental loss.	20,000	5,000	2,000
			20,000	5,000	2,000
		(Maximum limit for travel expenses and accommodation per day)	2,000	1,000	500
(12)	Personal Money	Loss of banknotes, cash and traveller cheques arising from theft, robbery or burglary.	3,000	2,000	1,000
(13)	Personal Liability	Indemnity against legal liability to a third party in respect of accidental bodily injury or property damage.	1,000,000	500,000	250,000
(14)	Golfer "Hole-in-One"	One-off bar expenses payable in the event of the Insured Person achieving a 'Hole-in-One' at any recognised golf course.	3,000	1,000	500
(15)	Loss of Home contents	Loss of the household contents of the Insured Person's unoccupied home in Hong Kong arising from burglary during the Journey.	25,000	5,000	3,000
	Loss of Home contents	(Maximum limit for any one article or pair or set of articles.)	5,000	2,000	1,000

¹	It requires the Company's prior approval before any assistance or payment of deposits is guaranteed.
²	The sum insured for aged below 18 and aged over 70 shall not exceed HK$150,000.
³	The sum insured for aged below 18 and aged over 70 shall not exceed HK$300,000.