IOD - TravelSafe Plus Insurance

~~~~~~~~~~~~~~ TravelSafe Plus Insurance Brochure ~~~~~~~~~~~~~~
This insurance is underwritten by: Blue Cross (Asia-Pacific) Insurance Limited

Some Important Notes :

This online travel insurance is only applicable to a journey starting from Hong Kong.
The travel insurance must be applied for by means of this online application form with the prerequisite of the acquirement of an electronic insurance certificate before the insured persons depart from Hong Kong.
The insured persons must have a valid and true address in Hong Kong.
This insurance is effective outside the Place of Origin. Place of Origin will be regarded as Hong Kong unless otherwise specifically mentioned on the Application Form by the Applicant and specifically endorsed in the Certificate of Insurance by the company.
Maximum Period of Insurance for Global Diamond Plan / Global Gold Plan up to 180 days; for China Basic Plan up to 90 days.
Applications made earlier than 90 days prior to the departure date is not accepted.
The policy is non-cancellable, and no premium refund will be made once the policy is issued.
Prior approval from Blue Cross is required before any worldwide emergency aid or payment of deposits is guaranteed.
Coverage on cancellation charges will be effective 24 hours after the date of policy issuance and within 90 days prior to the commencement of the insurance period.
When travelling in China, the insured person is eligible to receive emergency cash assistance at the designated branches of The Bank of East Asia in China, in the event that the insured person loses personal money in a robbery, or travel documents in a robbery or accident. The maximum cash advances are HK$2,000/HK$1,000/HK$500 (or its equivalent amount in RMB) for the Global Diamond Plan/Global Gold Plan/China Basic Plan respectively.
An insured person can only be covered under one certificate of insurance/policy for the same insured journey (except for free insurance provided by travel agent). If the insured person is covered under more than one certificate of insurance/policy underwritten by Blue Cross for the same journey, the liability of Blue Cross in respect of any one insured person for the same journey is limited to the maximum benefits payable under one certificate of insurance/policy.
This policy is valid for the purpose of leisure travel or business travel (limited to administrative and non-manual works only).
To designate a beneficiary, please complete the beneficiary designation form. Forms can be downloaded here.
Blue Cross reserves the right to adjust the premium table applicable from time to time.
We only accept online credit card payment on Visa or MasterCard for online application.
This leaflet is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions.
Should there be any discrepancy between the English and the Chinese versions of this leflet, the English version shall apply and prevail.

Enhanced Benefits
Upgraded personal accident benefit New trauma counselling benefit Enhanced cancellation charges and curtailment of trip benefits covering admission fees for major sports events, musicals, concerts, museums or theme parks Enhanced travel delay benefit covering additional overseas accommodation costs and cancellation charges
Plan Highlights
Worldwide medical expenses and follow-up medical expenses within 90 days after returning to Hong Kong, including Chinese bone-setting and acupuncture treatment, etc. 24-hour worldwide emergency services including UNLIMITED coverage for emergency evacuation and repatriation Coverage for damage to/loss of home contents due to burglary during the journey Special allowance for airline wind-up Coverage for closure of airport No deductible for all benefits
Extra Benefits at NO Additional Premium
Emergency cash assistance in China Coverage for leisure and non-professional sports activities including skiing and other winter sports, diving, parachuting, bungee jumping, hiking and all water sports Medical expense coverage against epidemic diseases Coverage for cancellation charges or curtailment of trip due to natural disaster, or unanticipated outbreak of epidemic disease/industrial action/riot/civil commotion Automatic 10-day extension of insurance coverage for unavoidable delays Unlimited number of insured children for family plans
Insurable Age Limit
Insurable age is from 6 weeks to 85 years old. Individually insured children below age 18 must obtain consent from their parent(s) or guardian.

The above information is only a summary for general reference only.
Please refer to the policy document for exact terms and conditions and full list of the exclusions.
All insurance transactions must be made and paid within the territory of the Hong Kong Special Administrative Region.