General
Exclusions
| For benefit item 1, 2, 3,
4 & 5 |
- Suicide, self-inflicted injury, childbirth, pregnancy over
30 weeks, miscarriage, dental treatment (except as necessitated by accidental injuries to
sound natural teeth), mental and nervous disorders, insanity, alcoholism or drug
addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related
complex.
- Any pre-existing conditions or excluded sickness.
- Any professional sport, racing and competitions of any kind,
skydiving, mountaineering, necessitating the use of ropes, pitons or guides, hang gliding,
or parachuting.
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|
| For benefit items 6, 7, 8,
9, 10, 11 & 12 |
- Losses not reported to police within 24 hours, and/or to the
carrier immediately as appropriate.
- No proof is provided for relevant expenses/loss.
- Normal wear and tear, breakage or damage to fragile article.
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